| Homeowner |
Bk with discharged dates last 12 months |
| 12 months or less length of residency |
No Repos in the past 12 months |
| 70% or more paid on current auto loan |
24 months or more length of residency |
| Bk with discharged dates last 3 months |
First Time Buyer |
| Children Present |
BK with discharged dates last 18 months |
| 18 months or less length of residency |
No Repos on file |
| 80% or more paid on current auto loan |
50% or more paid on current auto loan |
| Bk with discharged dates last 6 months |
Phone numbers where available |
| No Repos in the past 6 months |
Bk with discharged dates last 24 months |
| 24 months or less length of residency |
6 months or less length of residency |
| 90% or more paid on current auto loan |
60% or more paid on current auto loan |
| BK on File |
Minnimum Credit Indicator attached |